RESPA - Real Estate Settlement Procedures Act

Welcome to the RESPA homepage. RESPA is about closing costs and settlement procedures. RESPA is a HUD consumer protection statute designed to help homebuyers be better shoppers in the home buying process. RESPA requires that consumers receive disclosures at various times in the transaction and outlaws kickbacks that increase the cost of settlement services. RESPA is enforced by HUD.

The following links take you to more detailed information about RESPA.

Consumer:

	More about RESPA
	FAQ's for Homebuyers
	FAQ's about Escrow Accounts
	Know Your Borrower's Rights
	Your Rights and the Responsibilities of the Mortgage Servicer
	Sample Complaint to Lender
	Comprando su casa Spanish Version
	Property Tax Alert
	Private Mortgage Insurance (PMI) Act Information
	State and Local Consumer Agencies
	Joint Report to Congress