Full
Doc Loans
|
| |
104% LTV |
| |
100% LTV |
| |
90/10 Combo Loans |
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Cash Out on Lease Purchase off of
appraised value |
| |
500 Average Score on all LTVs less
than or equal to 90% |
| |
100% gift funds allowed on all programs |
| |
No LTV reduction for rural (100%
available) |
| |
No LTV reduction for condo/townhome
(100% available) |
| |
Tax Liens left open if older than
2 years |
| |
One year self-employed
allowed on LTVs <= 90% |
Lite Doc |
| |
100% LTV bank statement
program, self employed only |
| |
- 75% of average deposits |
| |
- 12 months required with 640 middle
score |
| |
- 24 months required with 620 middle
score |
Stated
Income |
| |
Up to 100% LTV available with 680
middle credit score |
| |
Loan amounts to $400,000 |
| |
One year self-employed allowed -
no first time homebuyers allowed |
| |
W-2 and self-employed allowed on
all credit grades (except C: self-employed
only) for LTV <= 85% |
Need More? |
| |
100% CLTV allowed on all programs |
| |
Can use combination of gift and
CLTV |
| |
Only 1 year history needed to use
second job income |
